RESOLVING THE LEDGER
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I was talking to some friends the other day about juggling college and retirement savings, and one of them joked, "What retirement savings?" But as someone who writes about retirement for a living, I didn't find the joke all that funny.
The reality is that far too many people neglect their retirement savings and plan to fall back on Social Security instead. And while there's nothing wrong with factoring those benefits into a retirement income plan, they shouldn't be the focus of it.
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