RESOLVING THE LEDGER
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See the full story · 4 sourcesGo to the 9to5Mac home page Switch site 9to5Toys 9to5Google Logo 9to5Google Electrek Drone DJ Logo DroneDJ Space Explored About Privacy Toggle social menu Toggle dark mode Search for: Submit Toggle search form Forums Store Podcasts Apple@Work Happy Hour 9to5Mac Daily Overtime iPhone iPhone Mac Mac MacBook Pro MacBook Air iMac Mac mini Mac Studio Mac Pro iPad iPad Pro iPad Air iPad mini iPad iPadOS Watch Apple Watch Apple Watch Ultra Apple Health Apple Watch SE Vision Vision Pro visionOS Music and TV Apple Music AirPods HomePod Apple TV Guides Reviews How Tos AAPL Apple Store Apple Arcade Apple Card Apple Silicon Apple One Apple Fitness+ CarPlay Siri HomeKit Toggle dark mode AAPL Company iPhone Apple shuts down iPhone Upgrade Program, here's what's next Chance Miller | Jul 28 2026 - 5:22 am PT 0 Comments Apple today officially launched its new Apple Upgrade leasing program, covering iPhone, iPad, Apple Watch, and Mac.
As part of this launch, Apple has also discontinued the iPhone Upgrade Program. Here’s what that means for current users.
In today’s press release, Apple said that existing customers will have multiple options once they are eligible for a new device per their iPhone Upgrade Program terms:
With the launch of Apple Upgrade, Apple will no longer offer the iPhone Upgrade Program and iPhone Payments in the United States. When eligible, customers currently enrolled in the iPhone Upgrade Program will have the option of leasing a new device with Apple Upgrade, financing with Apple Card Monthly Installments, purchasing the product outright, or choosing carrier financing.
If you’re an iPhone Upgrade Program customer, this means you won’t be able to get a new iPhone through the program once your upgrade window arrives. Instead, you’ll have to explore one of Apple’s other purchasing options, and Apple will guide you on how to make that change.
The iPhone Upgrade Program launched alongside the iPhone 6s and iPhone 6s Plus in September 2015. It was originally available only for in-store purchases at Apple retail locations. The following April, it expanded to Apple’s website as well.
Under the hood, the iPhone Upgrade and Apple Upgrade are fundamentally different.
The iPhone Upgrade Program was an installment loan backed by Citizens One, and payments went toward the purchase price. You could easily upgrade after 12 payments, or make all 24 payments and keep your device.
Apple Upgrade is a lease, meaning Klarna owns the device throughout the term, and your payments cover its use. At the end of the term, you can upgrade to a new device, buy your current device outright, or return your device and exit the program entirely.
Furthermore, the iPhone Upgrade Program offered AppleCare coverage baked into the monthly price. It’s a separate add-on in the new Apple Upgrade system.
What do you think of Apple’s decision to shutter the iPhone Upgrade Program in favor of Apple Upgrade? Are they comparable offerings? Let us know down in the comments.
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