RESOLVING THE LEDGER
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The best time to start investing is always right now, because one of the most fool-proof ways to build wealth is time in the market. In fact, it probably matters more than anything.
The longer your investment time horizon is, the more time you have for compounding to accelerate the growth of your portfolio. For example, if you started out with $5,000 and invested it in three exchange-traded funds (ETFs) that had an average annual return of 10% for 10 years, and contributed $100 per month to it, you would have about $33,000.
But say you did that for 20 years. You would have $105,000. And if you did it for 30 years, that $5,000 would grow to $230,000.
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